Helpful Tips 2016-10-17T10:05:57+00:00

Pluckers Wing Bar is Heading to San Antonio

Hope you're ready for more wings because Pluckers Wing Bar is heading to San Antonio. The Austin-based wing restaurant, which now has locations in Baton Rouge, Dallas/Fort Worth, Houston, Killeen and San Marcos, announced it [...]

Financial Planning for the Modern Family

Like many thirtysomething couples with kids, Clint and Denielle Chaney of Edmund, Okla., face financial challenges. How to save for both college and retirement at the same time, for one. How to teach the children good spending habits, for another. Then, though, there are the concerns less universal to couples their age and more particular to their family situation—Clint’s sons from his previous marriage, CJ, 15, and Cadon, 11, live with them most of the time, and Denielle is expecting their first child together this April. These questions are tougher: What’s a fair amount for Denielle, an attorney, to contribute to major expenses for the boys? What’s the best way to make sure that if something happens to Clint, who owns a mechanical contracting company, everyone is clear about how much money he wants his older sons to inherit and how much goes to Denielle and their baby? “I don’t want to be making these decisions,” says Denielle. “I don’t want his ex-wife or other relatives saying, ‘Why did you take this or why didn’t you give them that?’ ” Toughest of all: How can they ease the resentment that Denielle sometimes feels about not having an equal say in how the boys are raised when she is contributing substantially to their support? Says Denielle, “I’m not Clint’s sons’ parent, but I pay for them like a parent, and that can be hard.” For decades the classic financial planning playbook has been based on a set of common assumptions: A man and woman meet, fall in love, marry, have kids, and build a life together. These days, however, millions of families find themselves following a different pattern that calls for new strategies. Over the past few decades huge demographic shifts have reshaped the American family to include blended households like the Chaneys, married gay couples, single parents, unmarried partners living together, and myriad other permutations. Shifting TV icons tell the story: Ozzie, Harriet, and the Cleavers yielded to the Bradys and then to the Gilmore girls, before ex­panding to include Jay and Gloria, Cam and Mitchell, and assorted Kardashians.

Reasons Why Home Owners Sell and Move

American home owners sell and move, on average, every five to seven years. Why do home owners move? People who have lived in the same home for the past 30 years have a hard time understanding this phenomena. They are shocked that people move so often, but I know one thing for certain: Their day to sell and move will come as well.